Posts Categorized: Finance

How to Lower the Interest on Your Student Loan

Your interest rate will make a huge difference in the amount you’ll pay for a loan. You’ll pay $6,892.85 in interest for a total amount of $31,892.85 if you borrow $25,000 at 5.05 percent interest over 10 years.  Lowering that interest rate by one percent reduces that amount to $5,444.81 for a total of $30.444.81…. Read more »

September 25, 2019
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Debt – The Good, The Bad, And The Downright Horrid

Towards the end of 2018, Americans showed significant caution when it came to revolving credit, which includes credit card debt. The figures reveal that debt outstanding was $4.77 billion, whereas the previous month revealed a figure of $9.34 billion. While debt is often touted as the source of every financial problem the American household may experience, there… Read more »

February 25, 2019
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Having a Way with Words: 4 Auto Insurance Settlement Negotiation Secrets

Everybody knows that car accident insurance companies will do anything they can to minimize the settlement payout and limit responsibility. It is in their financial interest after all. This is why settlement negotiations with insurance company representatives can be painfully slow, stressful, and difficult to navigate. They will always push for the lowest settlement possible,… Read more »

Prepping for Your Taxes Early

We are creeping up on the fourth quarter of 2018, making the beginning of 2019 well in sight. Now is the time you might want to start thinking about your taxes as it is never too early to start prepping for the dreaded tax season. If you can get organized now and have all of… Read more »

September 18, 2018
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Top Reasons for Buying Life Insurance

Everywhere you turn, you see people selling life insurance – through the mail, in magazines, on the television, at your office, and even at your bank. You already know that you need life insurance, but shopping for life insurance can be overwhelming, especially if you don’t understand how the coverage works. Unlike auto or health… Read more »